Most major medical insurance is not designed to cover all hospitalization costs, and when a hospital stay is necessary, the immediate cost of care can be more than many people are prepared for. Hospital insurance plans can help to cover those unforeseen costs.
With a new health care landscape comes a new hospital confinement indemnity insurance policy, Hospital Advantage. Health care costs are on the rise for both employers and consumers and Hospital Advantage is there to help. It pays cash benefits that can be used to help with those out-of-pocket hospital expenses that may not be fully covered by major medical insurance.